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We have extensive experience in retail and SME Collections. This expertise has been built over the years and encompasses most of the retail banking products such as mortgages, auto, credit cards and unsecured loans. Our success in collections is largely predicated on our capability in risk analytics. This has enabled us to do portfolio evaluation and repair, design credit MIS dashboards, as well as develop appropriate collections strategy.

Our focus on analytics and ability to develop recovery score cards enables us to collect in a cost effective manner in high volume situations.

Reducing debts, securing payments and improving your cash flow

Running any business is a complex process and there are already enough commercial pressures without having to worry about outstanding debts, cash flow and when your invoices will be cleared.

There are always buyers that take a little longer to pay but there are others that will repeatedly push your payment terms and goodwill to breaking point and no matter how hard they're pursued it seems as if you'll never get paid. If this sounds familiar, then ATS Services has the answer.

We understand the financial and cash flow imperatives of our SME customers which allow us to work with them to effect appropriate collection settlements. We understand the dynamics of trade settlement and disputes that enable us to find solutions satisfying both the buyers and sellers.


No matter where you're based or where you trade, ATS Services can help you secure payments. By partnering with world’s leading collection companies, we are able to leverage their worldwide network for collection of international receivables.


ATS Services is a preferred partner of EOS Holding GmbH


EOS Holding GmbH – ATS Services: Co-operation Agreement

  • Covers b-To b collections being referred to for collections in India
  • Reference by ATS Services of its clients who wish to avail of services of EOS Collections worldwide.

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Case Studies

  • Setup Pan-India centralized operations for tele-sales of Insurance products

    Business Challenge: A leading credit card company wanted to cross sell life/non-life insurance and other fee based products to its existing customer. It was a new initiative for the period when it was thought (2002-03) and the biggest challenge was closing the sale which involved collection of certain documents from the customers.

  • Winning back customers leading to better persistency

    Business Requirement: Our client, a leading midsized Insurance company, assigned us to design and manage a renewal campaign for lapsed policies, covering a customer base of approximately 300,000. Timeline was a key constraint as the client wanted to assess a meaningful impact in 45 days.

  • Forecasting losses aided better management and recovery

    Business Requirement: Our client, a mid-sized Private Bank was incurring high credit losses in their loan portfolio. The management was unable to predict the monthly loss run rate and ascertain which segments within the overall portfolio were likely to contribute to disproportionately higher losses.



  • We started working with ATS Services in the year 2003. ATS Services worked with the SBI cards team to pioneer an industry leading online verification process that became the bedrock of our expansion and growth plans. During the course of engagement we launched many products and initiated many processes at ATS Services. The company maintained the consistency in results that was appreciated and acknowledged all throughout the region. The ...

    Paramdeep Singh
    Vice President
    Insurance, SBI Cards
  • We have worked on two projects with ATS Services in our technology area. The first consulting assignment comprised of an evaluation of our core system requirements and recommending the best system based on our need. A joint team of ATS Services and our employees developed an RFP, responses were reviewed and detailed technical and commercial discussions were held with the three most competitive quotes. ATS Services worked with us on clos...

    Sharad Agarwal
    Chief Technology Officer
    Religare Finvest
  • Our association with ATS Services goes back many years. Soon after we commenced business, we invited ATS Services to work with us to select and purchase an appropriate Loan system for our needs. ATS Services brought in the technical expertise and experience to assess available Loan Systems and identify the key functionality that we required. They worked with us to design an appropriate RFP, which was circulated to the top three loan sy...

    Kavi Arora
    Managing Director & CEO
    Religare Finvest Limited