Risk Consultancy: We specialize in reviewing and assessing consumer portfolios. As part of the process we undertake valuation, stress testing with the goal of repairing the portfolio.
Other areas include
• Collection Strategy - We analyze and segregate consumer portfolios into various uniform categories (basis propensity to pay, reason for delinquency etc) and apply distinct collection treatment for each to maximize the recovery rate of the portfolio.
• Early warning systems for branch networks - We can build sophisticated Early Warning Risk Systems encompassing credit, operating and human resource variables, based on branch vintage enabling management to commence remedial action well before the branch profitability deteriorates.
• We undertake Design and Implementation of Credit MIS.
Risk Related Services:
• Skip Tracing We have developed the capability to locate customers who have not been contactable.
• Recovery of Unsecured written off portfolios
This is based on portfolio analysis, running behavioral models to enhance the recovery.
• Debt Counselling
We design Debt counseling programs to help customers in financial need The primary purpose of these programs is to assist customers that are willing and able to pay through payment modification plans. As a result we offer a sustainable risk mitigation solution for the portfolio.
• Debt Consolidation
Debt Consolidation program is a customer focused approach to work with leveraged customers with multiple loans
• Legal Recovery Programs
These programs are designed to deal with customers who are not responding to Debt Counseling efforts. Our Legal Recovery Programs are designed to apprise the customers about their obligations and the benefits of conforming to these obligations.
Risk Training:
Risk Training Services are offered by ATS Services to clients in Asia-Pacific in collaboration with Genesis Corporation, USA. (A calendar of training for the year is attached. Click here to view the calander) Key focus area are Risk Management, Anti Money Laundering and Wealth Management
